How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
SR-22 is a state-mandated proof of insurance filing, not a separate policy. Most states require 3 years of continuous filing after DUI, reckless driving, or driving uninsured.
Non-Owner SR-22
Non-owner policies satisfy SR-22 requirements without owning a vehicle. Required in 47 states for drivers seeking reinstatement who don't have a car registered in their name.
Liability Insurance
Liability coverage pays for damage you cause to others. State minimums range from 25/50/25 in California to 50/100/25 in Maine, with 38 states accepting electronic proof.
Uninsured Motorist Coverage
Uninsured motorist protection covers your injuries when hit by a driver without insurance. Required in 20 states and recommended in areas where 15% or more drivers are uninsured.
Non-Standard Auto Insurance
Non-standard carriers specialize in suspended license, DUI, and high-point drivers. Premiums run 40-80% higher than standard market but offer same-day SR-22 filing in most states.
